Not a Chain

Local businesses, no chains · Updated October 2026

The insurance brokers of Cowes

As of October 2026, the three most fairly rated local insurance brokers in Cowes, VIC on Not a Chain, with chains left out, are FD Beck Insurance Brokers (5.0 from 90 Google reviews), Graham Lyle Insurance (5.0 from 58 Google reviews) and Smart Business Insurance Pty Ltd. (4.9 from 900 Google reviews).

Insurance Brokers compared
12
Google reviews
1,148
Median rating
4.9

The insurance brokers of Cowes: the top 9

  1. 1

    FD Beck Insurance Brokers

    5.0 from 90 Google reviews.

    18/296 Bay Road, Cheltenham VIC 3192

    fdbeck.com.au

  2. 3

    Smart Business Insurance Pty Ltd.

    4.9 from 900 Google reviews.

    Level 3, 9-11 Claremont Street, South Yarra VIC 3141

    smartbusinessinsurance.com.au

  3. 4

    BJS Insurance Brokers (Mornington)

    5.0 from 16 Google reviews.

    Ste 6, Level 1/315 Main St

    03 9860 4279

  4. 9

    allinsure | Insurance Advisernet

    4.1 from 14 Google reviews.

    allinsure.com.au

Not a Chain compared 12 insurance brokers in Cowes, VIC, with 1,148 Google reviews between them. Of these, 9 meet this list's method. The median rating is 4.9 from a median of 15 reviews.

Of the insurance brokers compared, the most reviewed is Smart Business Insurance Pty Ltd., with 900 Google reviews at 4.9.

How this list is ranked

Businesses are ranked as in the fairly rated method, but only those whose name and website each appear in no more than two places in Australia are listed, so chains and franchises are left out. Each needs at least five Google reviews.

A business that shares its name with unrelated businesses elsewhere can be left out by mistake, and being part of a chain says nothing about quality.

The whole method and its rules

Questions

Which local insurance brokers in Cowes, VIC, not chains, are the most fairly rated?
As of October 2026, the three most fairly rated local insurance brokers in Cowes, VIC on Not a Chain, with chains left out, are FD Beck Insurance Brokers (5.0 from 90 Google reviews), Graham Lyle Insurance (5.0 from 58 Google reviews) and Smart Business Insurance Pty Ltd. (4.9 from 900 Google reviews).
How does Not a Chain rank insurance brokers in Cowes, VIC?
Businesses are ranked as in the fairly rated method, but only those whose name and website each appear in no more than two places in Australia are listed, so chains and franchises are left out. Each needs at least five Google reviews. A business that shares its name with unrelated businesses elsewhere can be left out by mistake, and being part of a chain says nothing about quality.
How many insurance brokers in Cowes, VIC did Not a Chain compare?
Not a Chain compared 12 insurance brokers in Cowes, VIC, with 1,148 Google reviews between them. Of these, 9 meet this list's method. The median rating is 4.9 from a median of 15 reviews.
Can a business pay to be listed or to rank higher?
No. Every business is ranked by the same published method, and no business can pay to be listed or to move up.